Money Tools & Calculators
Loan, tax, savings and mandi — every guide and calculator in one place. Pick a category below. No spam, no signup needed.
Real Loan & EMI Guide: Start Here
Rights, rules and what banks don't tell you — every guide linked in one place.
Open guide →EMI Guide: Prepay Smart, Finish Early
EMI calculator with prepayment compare: reduce tenure vs EMI, full yearly schedule.
Open calculator →Multi-Year Prepay Guide
EMI planner with 1-2L yearly lumps: balance left, tenure vs EMI drop year by year.
Open calculator →Personal Loan Guide: True Cost & APR
Advertised rate vs real yearly cost with fee + 18% GST.
Open calculator →Car Loan Guide: Advance vs Arrears
True total cost, upfront outflow and dealer flat-rate traps.
Open calculator →Gold Loan Guide: LTV & Bullet Rules
RBI LTV tiers, bank vs NBFC, 12-month bullet dues.
Open calculator →Education Loan Guide: Moratorium Truth
Compounding during study, EMI after, 80E angle.
Open calculator →ITR / Income Tax Calculator (Old vs New)
Salary, home loan interest, 80C, 80D, HRA — which regime wins + HRA tool, with official links.
Open calculator →Real Income Tax Guide: Old vs New, TDS & Savings
87A rebate trap, marginal relief, TDS vs advance tax, capital gains, HRA — every guide in one place.
Open guide →Capital Gains Calculator: Shares & Equity
STCG 20%, LTCG 12.5% above Rs 1.25 lakh/yr, debt and other assets + 4% cess.
Open calculator →Salaried vs Business Tax — Illustrated
Same Rs 10 lakh two ways: 44AD/44ADA, advance tax dates, ITR-1/2 vs ITR-3/4.
Open calculator →Real Bank Savings Guide: FD, RD, Safety & Tax
FD vs RD truth, ₹5 lakh DICGC rule, small-bank safety, TDS + 15G/15H — every savings guide in one place.
Open guide →FD & RD Calculator: Maturity + Tax Hint
Toggle FD/RD in one page — maturity, interest, effective yield, senior +0.5% and TDS hint.
Open calculator →Insurance Guides: Health, Term Life, Motor & Claims
Do-you-need-it check, cover calculators, co-pay traps, claim help + 80 FAQs.
Open guide →Rental Guides: Rent vs Buy, HRA, Stamp Duty & TDS
6 tools + agreement decoded + tenant rights + 44 FAQs.
Open guide →Scholarship Finder: Check Eligibility
State, class, caste, income, girl/defence extras — NSP + state schemes with real marks & deadlines.
Open guide →Mandi Price Trends (State / Mandi / Crop)
14-day trend charts with hold/sell hints — Onion @ Lasalgaon default.
Open guide →Crop Calendar & Price Tracker
Sowing and selling seasons, plus today's price inside every mandi guide.
Open guide →How Busy Is This Mandi Right Now?
Search your mandi and see its crowd status — overall, and per crop.
Open guide →MSP Price Tracker
Pick a crop to see its MSP and your max sale quota, or how much money you can get.
Open guide →All India (Central) scholarships
All major central scholarships in one place — NSP, NMMS, INSPIRE, AICTE and defence wards.
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