A straight answer: do you need insurance right now?
Three questions each. No name, no phone number, no callback — a lead-gen quiz could never give you the answer below.
Health insurance check
1. Does anyone in your family lack health cover today (including yourself)?
2. Is your main cover an employer group policy?
3. Any member 60+ or with a major illness?
Term life check
1. Does anyone financially depend on your income (spouse, kids, parents)?
2. Would anyone inherit your loans (home loan etc.) if something happened to you?
3. Do you already have cover worth 10x+ your annual income?
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