Affordability, escalation & notice — three mini-tools
The three numbers that decide a tenancy before you sign.
1. How much rent can I afford?
Guideline: 25–30% of take-home after EMIs.
Comfortable range
₹20,000 – ₹24,000
Your pick = 25% of take-home — comfortable
2. Escalation projector
Year-4 rent decides, not year-1.
| Year | Monthly rent |
|---|---|
| Year 1 | ₹20,000 |
| Year 2 | ₹22,000 |
| Year 3 | ₹24,200 |
| Year 4 | ₹26,620 |
| Year 5 | ₹29,282 |
3. Notice-period countdown
Never miss the last penalty-free notice day again.
Agreement ends 1 Mar 2027 · give notice by 1 Jan 2027
67 days left to give notice
City context (indicative 1BHK)
Ranges move yearly — verify on listings before deciding.
Mumbai
1BHK suburbs ₹25–45k · South/Central far higher · deposit 2–3 mo
Delhi NCR
1BHK ₹12–25k (South Delhi higher) · deposit 2 mo
Bengaluru
1BHK ₹10–22k · deposit up to 10 mo — negotiate
Chennai
1BHK ₹10–20k · deposit 6–10 mo (negotiable)
Hyderabad / Pune
1BHK ₹10–20k · deposit 2–3 mo
Kolkata / Ahmedabad / Jaipur
1BHK ₹7–15k · deposit 2–3 mo
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