Swami Vivekananda Merit-cum-Means Scholarship — SVMCM (West Bengal)
WB's flagship merit scholarship: 60%+ marks + income under ₹2.5L = ₹12K–60K/year.
Last verified: 2026-10-03 · Yearly renewal required · Applies in: West Bengal (state domicile usually required; central schemes apply across states)
How to apply
Apply on SVMCM portal (svmcm.wbhed.gov.in) after admission. Renewal needs 60%+ every year.
Deadline: Fresh TBA; 2026 renewal open till 31 Dec 2026 (verify on portal)
Wait after verification: 3–8 months via DBT after directorate approval
Documents you need
- • Last marksheet 60%+
- • Income certificate ≤2.5L
- • Domicile of WB
- • Admission proof
- • Bank account (student)
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Why your scholarship money might not arrive (DBT/Aadhaar explainer)
Almost every scholarship is paid via DBT/PFMS straight to the student's bank account — not in cash, not to the school. The #1 reason money gets stuck is the bank account not being Aadhaar-seeded/NPCI-mapped. Check with your bank: 'Is my account DBT-enabled?'
Name mismatch is the #2 reason: the name on Aadhaar, bank account and application must match letter-by-letter. A single spelling difference (Kumar vs Kumaar) can hold payment for months.
Track on PFMS Know Your Payments or the NSP payment board.
Quick answers
Can I hold two scholarships together?
It depends on the schemes. From AY 2026–27, NSP allows one merit-based scholarship plus one or more welfare-based schemes (subject to each scheme's rules). Some schemes forbid combining benefits — always check the specific scheme conditions. (INSPIRE explicitly requires surrendering the other.)
Do I need to reapply every year?
Yes — this scheme needs yearly renewal with passing marks + attendance.
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Source: SVMCM (https://svmcm.wbhed.gov.in) · Last verified: 2026-10-03. Amounts and dates change yearly — confirm on the official portal.